Money Problems: How the Poor, Middle Class and Rich Handle It

All of us have money problems whether you belong to the rich, middle class and rich people. However, there’s a big difference among the money problems faced by these people. Poor people usually thinks that they are victims of money problem. They usually blame the government for lack of opportunities, their parents for not providing them good life, and sometimes even God for having that kind of life. Their excuses are bigger than their dreams and goals in life.

Poor people usually think that if they have a lot of money, their problems will be solve. However, what they don’t realize is that the attitude towards money problem is the problem itself. Their attitude creates their money problem.



Middle class people are prisoners of money. They think that they can outsmart their money problem by spending money to go to school to get their PhD, buying a house, climb the corporate ladder, having a lot of certification, spending too much time in office  and save for retirement.  They are the people who value financial security rather than take on financial challenges.  They work for entrepreneurs instead of working being an entrepreneur. Instead of increasing their financial IQ, they stay busy, hiding in their offices, making their bosses richer and richer by working for them.

While many people work for rich people and solve rich people’s money problem, Rich people use their financial intelligence to solve their money problems. They see money problem as an opportunity to increase their financial IQ. They know that solving financial problems make them smarter.

Rich people too had a problem in money. If they don’t know the answer to their money problems, they seek out experts who can help them solve it. In the journey of solving that problem, they become more intelligent and much equipped to solve more and more problems.  THE RICH DON’T QUIT.  They learn.  And by learning, they grow richer. They don’t work hard, instead they work smart.

The problem with the poor and middle class is they don’t have enough money.  The rich have the problem of having too much money.  Both are real and legitimate problems.  The question is, which problem do you want?

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